Are you a victim of credit fraud?

Call us to get expert help at (855) 712-0017.

How to Protect Your Credit

If your information was compromised from a recent data breach, it’s important to act quickly so you can protect your credit from fraud.

Freeze or Lock Your Credit

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Monitor Your Credit Activity & Reports

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Set Up Fraud Alerts

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Aura app screenshot showing Credit alert updated on Apr 18, 2022. Next update in 30 days. Today at 8:33 AM a Critical alert of a new credit account detected.
Aura app screenshot showing Credit alert updated on Apr 18, 2022. Next update in 30 days. Today at 8:33 AM a Critical alert of a new credit account detected.
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Need help? 

Aura can easily help you protect your credit and more with our all-in-one digital protection.

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Credit Lock vs. Credit Freeze

Credit Lock vs. Credit Freeze

Both credit locks and credit freezes are used to restrict access to your credit report. These terms are often used interchangeably, but there are key differences between them you should know.

Credit Lock

  • Instantly lock and unlock your credit as needed.

  • Provided as a service with other added security features.

  • May cost money for the convenience and flexibility.

Credit Freeze

Credit Score with spindown counters frozen
  • Requires one business day to activate and one hour to deactivate online.

  • Need to contact credit bureaus to add and remove freezes.

  • Free through each of the major credit bureaus.

Both credit locks and credit freezes are used to restrict access to your credit report. These terms are often used interchangeably, but there are key differences between them you should know.

Credit Lock

Instantly lock and unlock your credit as needed.

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Provided as a service with other added security features.

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May cost money for the convenience and flexibility.

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Credit Freeze

Requires one business day to activate and one hour to deactivate online.

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Need to contact credit bureaus to add and remove freezes.

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Free through each of the major credit bureaus.

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Laptop showing Aura App saying Hi Alex, 1 critical alert needs your attention
Laptop showing Aura App saying Hi Alex, 1 critical alert needs your attention

Need Help?

Aura can help you instantly lock your Experian credit file and walk you through the credit freeze process for each credit bureau.

Aura Makes Credit Protection Easy

While the steps above can keep your credit safe, it can take time and energy to keep up. With Aura, you can stay ahead of credit fraud - all in one app.

Instantly Lock Your Experian Credit File

With one tap, instantly lock your Experian credit file to stop unwanted inquiries into your credit history. Keep a pulse on your credit health with a monthly credit score¹ and 3-bureau annual credit reports.

Fastest, Most Reliable Credit Monitoring³

Get alerted to new inquiries to your credit file in minutes, like if someone is trying to open a new credit card or bank loan in your name. Proven to deliver up to 650X faster credit fraud alerts than the competition.³

Get Alerts on Suspicious Transactions

Catch early signs of fraud by staying on top of your bank transactions. Link your accounts to Aura, set spending alerts, and we’ll notify you of transactions above your alert thresholds.

Aura App ScreenShot for data broker opt out

Instantly Lock Your Experian Credit File

With one tap, instantly lock your Experian credit file to stop unwanted inquiries into your credit history. Keep a pulse on your credit health with a monthly credit score¹ and 3-bureau annual credit reports.

Aura App Screenshot for Content Filering

Fastest, Most Reliable Credit Monitoring³

Get alerted to new inquiries to your credit file in minutes, like if someone is trying to open a new credit card or bank loan in your name. Proven to deliver 650X faster credit fraud alerts than the competition.³

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Get Alerts on Suspicious Transactions

Catch early signs of fraud by staying on top of your bank transactions. Link your accounts to Aura, set spending alerts, and we’ll notify you of transactions above your alert thresholds.

Expert Guidance at Every Step

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Personalized Guidance

Following a fraud incident, you are assigned a dedicated agent to monitor your credit and collaborate closely with you to file identity theft reports.

Credit Security Advice

Agents provide expert guidance on how to lock or freeze your credit to help protect you against future fraud.

Bank Institution Support

Agents go above and beyond by contacting banks on your behalf to help resolve fraud issues.

Long-Term Follow-Up

Agents will check-in six months after the fraud incident to ensure that the issue has been fully resolved.

See How Aura Works

Learn how we help protect your credit in our quick 2-minute video.

Protecting Over 500,000 Happy Customers

“My ID was stolen a few years ago. I found Aura and they are able to keep track of any malicious activity with all my personal information. I like that I get a notification immediately if there is something that needs attention right away.”

— Diane A.
Trustpilot Review, 09.11.25

“Great and affordable plan for identity protection and removing data from data brokers.”

— Max
Trustpilot Review, 09.04.25

“I have nothing, but positive things to say about Aura. The alerts I get when I open a new account let me know that they are monitoring 24/7.”

— Stephen B.
Trustpilot Review, 10.26.23

“Hands down the best internet protection I have ever had. They go to bat for you right away by removing your personal data from brokers who sell your personal information which exposes you to scammers.”

— Eric S.
Trustpilot Review, 08.25.25

“I'm extremely relieved that I chose to sign up with Aura earlier this year, having been a part of the August SSN breach. Aura was proactive and incredibly supportive, guiding me step-by-step to secure and freeze my accounts.”

— Linda.
Trustpilot Review, 09.05.24

“I’ve had several credit monitoring services, Aura is the only one that gives me frequent alerts. I have never received any alerts from other services I’ve tried.”

— Linda
Trustpilot Review, 01.10.25

“All other identity services pale in comparison to what Aura can do. I highly recommend using their services because of how truly valuable they are and what they can really do for you.”

— Samantha
Trustpilot Review, 10.31.23

“For all the protection and piece of mind Aura provides it is still a product that is easy to use.”

— Kelly B.
Trustpilot Review, 09.09.25

“First, Aura is an excellent product. I tried several of the top security apps, but none were as comprehensive. I've talked to several tech specialists at Aura and I receive the best customer service.”

— Lisa
Trustpilot Review 09.30.24

Choose the Plan That’s Right for You

Try risk free with our 60-day money-back guarantee.² 24/7 customer support included with all plans.

Annual
Monthly
Identity & Fraud Protection

Individual

1 adult, 10 devices
$--
Save up to XX%
billed annually, or $--/mo billed monthly
Get Protection Now

Identity Theft Protection

  • $1 Million Identity Theft Insurance*
  • Account Breach Alerts
  • SSN & Personal Info Dark Web Alerts
  • Home & Auto Title Fraud Alerts
  • Stolen Identity Alerts
  • Identity Verification Monitoring
  • U.S. Based Expert Fraud Remediation

Financial Fraud Protection

  • 3-Bureau Credit Monitoring
  • Instant Credit Lock
  • Bank Fraud Monitoring
  • Financial Transaction Monitoring
  • Monthly Credit Score¹
  • Annual Credit Reports

Online Privacy & Security

  • People Search Sites & Junk Mail Removal
  • Antivirus / Anti-Malware
  • VPN with Military-Grade Encryption
  • Safe Browsing
  • Password Manager
Identity & Fraud Protection

Couple

2 adults, 20 devices
$--
Save up to XX%
billed annually, or $--/mo billed monthly
Get Protection Now

Identity Theft Protection

  • $2 Million Identity Theft Insurance*
  • Account Breach Alerts
  • SSN & Personal Info Dark Web Alerts
  • Home & Auto Title Fraud Alerts
  • Stolen Identity Alerts
  • Identity Verification Monitoring
  • U.S. Based Expert Fraud Remediation

Financial Fraud Protection

  • 3-Bureau Credit Monitoring
  • Instant Credit Lock
  • Bank Fraud Monitoring
  • Financial Transaction Monitoring
  • Monthly Credit Score¹
  • Annual Credit Reports

Online Privacy & Security

  • People Search Sites & Junk Mail Removal
  • Antivirus / Anti-Malware
  • VPN with Military-Grade Encryption
  • Safe Browsing
  • Password Manager
Now With AI Spam Call Protection!
Identity, Fraud & Child Protection

Family

5 adults, unlimited kids & unlimited devices
$--
Save up to XX%
billed annually, or $--/mo billed monthly
Get Protection Now

Family Identity Theft Protection

  • $5 Million Insurance with Child Identity Theft Coverage*
  • Account Breach Alerts
  • SSN & Personal Info Dark Web Alerts
  • Home & Auto Title Fraud Alerts
  • Stolen Identity Alerts
  • Identity Verification Monitoring
  • U.S. Based Expert Fraud Remediation
  • Child SSN Monitoring
  • Child 3-Bureau Credit Freeze

Financial Fraud Protection

  • 3-Bureau Credit Monitoring
  • Instant Credit Lock
  • Bank Fraud Monitoring
  • Financial Transaction Monitoring
  • Monthly Credit Score¹
  • Annual Credit Reports

Online Privacy & Security

  • People Search Sites & Junk Mail Removal
  • Antivirus / Anti-Malware
  • VPN with Military-Grade Encryption
  • Safe Browsing
  • Password Manager
  • AI Spam Call & Message Protection

Child Online Protection

  • Parental Controls
  • Content Filtering & Site Blocking
  • Screen Time Limits & Scheduling
  • Pause the Internet
  • Online History & Usage Reports

Safe Gaming (Online Predator Alerts)

  • In-game Voice & Text Monitoring
  • Predator, Scam & Cyberbullying Alerts
  • Weekly Gaming Activity Report

© Aura {YEAR}. All rights reserved.

* The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.


** Free trial offer can only be redeemed once per customer. Full access to plan features depends on identity verification and credit eligibility. If you signed up for Aura through a free trial, then your membership purchase date will be the date you signed up for your free trial, and you will have 60 days from the date you signed up for your free trial to cancel and request a refund. If you switched to a new annual plan within 60 days of your initial Aura annual subscription, you may still qualify for the Money Back Guarantee (based upon your initial annual plan purchase date).


  Message Protection is iOS only


¹ The score you receive with Aura is provided for educational purposes to help you understand your credit. It is calculated using the information contained in your TransUnion or Experian credit file. Lenders use many different credit scoring systems, and the score you receive with Aura is not the same score used by lenders to evaluate your credit.


‍² 60-day money back guarantee is only available for our annual plans purchased through our websites or via our Customer Support team. You may cancel your membership online and request a refund within 60 days of your initial purchase date of an eligible Aura membership purchase either through your Aura Account Membership portal or by calling us at 1-855-712-0021. If you signed up for Aura through a free trial, then your membership purchase date will be the date you signed up for your free trial, and you will have 60 days from the date you signed up for your free trial to cancel and request a refund. If you switched to a new annual plan within 60 days of your initial Aura annual subscription, you may still qualify for the Money Back Guarantee (based upon your initial annual plan purchase date).


³ As compared to the competition. Results based on a 2025 mystery shopper consumer study conducted by ath Power Consulting. ath Power Consulting was compensated by Aura to conduct this study.


⁴ Child members on the family plan will only have access to online account monitoring and social security number monitoring features. All adult members get all the listed benefits.


FTC Report, 2024


FBI Internet Crime Report, 2023


⁶ Forbes: “Google Registers Record Two Million Phishing Websites In 2020”


⁷ Rated #1 by IdentityProtectionReview.com as of Dec. 2021.


No one can prevent all identity theft or monitor all transactions effectively. Further, any testimonials on this website reflect experiences that are personal to those particular users, and may not necessarily be representative of all users of our products and/or services. We do not claim, and you should not assume, that all users will have the same experiences. Your individual results may vary.